December 16th, 2009

socks and cat

gratitude

Love this rainy, cloudy weather. Love it. Love it.

My head is also swelling with pride. On Monday a student told me how great my business is and how my classes have changed her life. I needed that. And while the holiday bonuses I gave my instructors was small, it was still a bonus. And the idea of being able to do that just makes me really happy.
socks and cat

$409 per month

Well, merry X-mas to me from Lifewise Health Plan of Washington. I just got a letter in the mail letting me know as of January 1st my health insurance monthly premiums have been raised to $409 per month. They claim this is due largely in part to the aging population that requires more prescription coverage and the government now requiring all health insurance companies to raise the maximum amount they will cover for organ transplants.

I have asked my insurance broker to shop for a new plan for me. But the problem is that the plan I have now is so good (no annual deductible, just $30 per doctor visit) that they discontinued it. Those of us already on the plan get to keep it. But if I leave the plan, I can never get it back if I change my mind. So this is my only chance to have any kind of zero deductible plan.

I love having my own business. But I sure do envy people who have their monthly premiums paid for or at least partly paid for by their employers.