I have asked my insurance broker to shop for a new plan for me. But the problem is that the plan I have now is so good (no annual deductible, just $30 per doctor visit) that they discontinued it. Those of us already on the plan get to keep it. But if I leave the plan, I can never get it back if I change my mind. So this is my only chance to have any kind of zero deductible plan.
I love having my own business. But I sure do envy people who have their monthly premiums paid for or at least partly paid for by their employers.