In my 14 months of doing business I have had only one bounced check (mostly because I no longer accept checks for class tuition, only private lessons and parties). A tiny one too, for just $33. It never cleared the bank after a second try, so I just set it aside where it has sat for months. Well it turns out one of my students works for a collections agency. They will not only collect the full amount for me but give me $5 more than what she owes me. Wow, they must tack on a lot of fees to the dead beat check writer to make a profit and give me $5 extra. I think it's kind of cool. Now if anyone else writes me a bad check I can go all collection agency on their ass!